Elements Financial is a credit union. That means we’re like a bank, only better. We offer checking, savings, credit cards, loans, and investments. Profits are returned to members in the form of fewer fees, higher savings rates, and lower loan rates.
As a not-for-profit, member-owned credit union, Elements Financial provides some pretty amazing things for our members. While offering similar products, services, and technologies to a conventional bank, our unique business model allows us to return profits to our member-owners.
Total dividends paid to members last year $35,812,1001
We’ve been part of the Central Indiana community since 1930. Now, we serve members in all 50 states and 50 countries. Elements Financial gives you access to 5,000+ shared branches nationwide (300+ in Indiana)2 and 78,000+ surcharge-free ATMs globally (1,700+ in Indiana)2 — more than the country’s leading bank.
5,000+ shared branches nationwide
78,000+ surcharge-free ATMs globally
Our digital services enable you to bank around the clock, and our support is warm and personalized. We feel that we’ve gotten the formula right at Elements: modern technology customized by 24/7 live agents.
We are focused on your financial wellness. That’s why we offer financial wellness resources, advice articles and onsite workshops to support you. Topics concentrate on your decisions about home buying, student financial aid, credit ratings, and identity protection.
Our purpose is to empower members to achieve financial success.
Did you know that credit unions are not-for-profit and member-owned?
As a not-for-profit, we are in tune with the importance of giving back.
There’s a true sense of pride at Elements and our positive and supportive work environment has everything to do with it.
We’ve proudly been named a Best Place to Work in Indiana multiple times. Maybe you’d like to work here too?
More than 100,000 member-owners2
More than $2.3 billion in assets2
We rank in the top 3% of credit unions nationally3
Based in Indianapolis Indiana
We have more than 200 employees working in office and remote2
Elements has served members since 1930 when we were founded by the management of Eli Lilly and Company. Today we serve the employees of 200+ organizations2 around the U.S. We currently rank among the top 3% of credit unions nationally with more than 100,000 members and more than $2.3 billion in assets. We have the resources, employees, and expertise to support our members with unparalleled service and convenient technology.
Begin with an Elements savings account — to make your
membership official. From there, consider adding checking, loans, and credit cards.
That’s it — you’re an Elements member!
If you've opened an Elements loan, checking, or savings account, you can easily check your balance, transfer money, pay bills, and make loan payments with Online Banking our mobile app. — Learn More
We are headquartered in Indianapolis and our member service team is available 24 hours a day, 7 days a week to help you work through financial decisions, solve issues, and answer any questions you have. Our goal is to deliver 100% satisfaction by taking the time to understand your needs and unique circumstances.
